
Protect your castle
Homeowners insurance protects you from natural disasters, theft, vandalism, house fires, personal property coverage, and liability coverage.
Keep Your Home Safe and Secure
Homeowners insurance provides coverage if your personal property is damaged. The standard plan covers only named perils and protects your home's cash value. Actual cash value is the amount paid to repair or rebuild your home minus depreciation, which may not offer sufficient coverage if your coverage is exceeded. On the other hand, an all-risk named peril helps repair or rebuild your home based on current construction. An all-risk protects personal property for the replacement cost. The replacement cost is the amount needed to repair or replace your property.
Natural Disasters
Protect your home from wind, hail, lightning strikes, and wildfires.
Personal Property
Protect your personal property from damages due to liability claims. Personal property includes the items in your home, such as furniture, electronics, and other personal possessions.
Theft or Vandalism
Keep your property safe and secure. Protect against losses from vandalism, riots, and civil unrest, giving you peace of mind in times of uncertainty.
Liability Coverage
Guard yourself from financial losses if you are found responsible for an accident on your property. Liability coverage can cover legal costs associated with defending yourself in a lawsuit or any damages.
House Fire
House fires can be devastating homeowners insurance can help repair or rebuild your home in the event of a fire and may cover additional living expenses.
Exclusions
Homeowner's Insurance protects against many risks but doesn't cover floods or earthquakes. Ask our representatives about our flood and windstorm options.

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