Go boating, be happy, and stay protected on the waves

A watercraft policy protects property damage and liability. We offer products for motorboats, sailboats, or personal watercraft. Ask about our preferred plan, which provides financial security should you be held responsible for an accident. With Mitgo, you can rest assured that you are covered in the event of an accident.

What are my options?

We want our customers to be safe on the ocean, and providing adequate coverage is the first step when building your personalized quote. Consider the miles you drive your watercraft. Enrolling in autopay or bundling your watercraft policy can qualify you for discounts. If you don't have enough liability coverage, you can be sued for damages you cause.

A standard watercraft insurance plan includes liability insurance coverage which helps pay for any injuries or damage you cause in an accident, including those of the other driver and their passengers. A standard insurance plan protects you financially if you're responsible for someone else's injuries or property damage. Liability coverage comes standard with most vehicle insurance policies.

Maximize your plan by considering gap insurance if you lease or finance your car. If your loan amount is above your vehicle's worth, gap insurance coverage pays the difference. Help pay off the cost of a loan resulting in a total loss or theft. An unforeseen accident can leave you with skyrocketing expenses. That kind of financial hit could wipe your life savings and more. Our premium plan offers plenty of advantages.

Collision Insurance

May replace or repair your watercraft resulting in property damage.

Uninsured Motorist

Insures watercraft damages if struck by an uninsured driver.

Gap Insurance

Helps pay off the cost of a loan resulting in a total loss or theft.

Comprehensive Insurance

Protects against a loss other than collisions like theft, natural disasters, and falling objects.

Underinsured Motorist

Provides additional coverage to your watercraft by an underinsured driver.

Towing & Labor

Protects against roadside breakdowns such as dead batteries, lockouts, and flat tires.

Medical Payments

Provides coverage for medical costs related to an accident.

Personal Injury Protection (PIP)

Extension of insurance covers medical bills, lost wages, and funeral expenses.

Rental Reimbursement

Expenses rental car costs while your motorcycle is being repaired.

Resources

Click below to learn more about the different types of boat coverage.

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